Hall of Infinite Doors
You avoid any "Greek Life" and keep mainly to yourself for your college career not wanting to get swept away by these shady organizations. You graduate from Harvard but find that you are rejected from Harvard Law School. You end up having to attend a relatively unknown establishment and you do not receive the esteemed title you were looking for. Without high paying work your high interest loans continue to mount and after some poor financial decisions you are sent to debtors prison. (you had no idea that actually existed)
Failure
Failure