The Whole World In Your Hands

Ah, college! The place that everyone becomes smart enough to conquer the world!

You go to the nearest bank and apply for a loan worth the $40,000 necessary. The teller says she needs to ask you some questions before she gives you a loan of this sum.

"Alright," you concede. "What do you want to know?"

"What is your credit score?"

"I believe it was 5 last time I checked."

"What could you put up as collateral?"

"Uh...I don't have anything for collateral, besides this piece of bacon."

"Well, I'm sorry but I just cannot grant you this loan unless you have decent collateral."