The problem is: you like to fill out the characteristics before even starting out the story, so it makes the story even more interactive, after writing all that, you've gotta fill them in yourself to actually start the story, which I can see, is a helluva lot to write. There's so much writing to be done that you give up on even trying. The worse thing is: You've done this with all five stories and haven't touched them since! Why begin something when you're not capable of finishing them?
