Can you Destroy the Debt?

"Great choice! That's $900!" The third girl says. So I hand her my $40, but she tells me, "Oh. This is only forty dollars. You're 860 dollars short." She points to the left. "Go around the back. My brother does loans. He'll be happy to give you 900 dollars." She says as she gives me back my 40 dollars. I park my bike and run around the back of her house. There I find an old, musty wooden shack. I step inside and a boy wearing a suit turns around.
"You need a loan, eh?" I nod my head. "Well I can loan you 900 dollars, but first you need to sign the terms and conditions." He says as he pulls a giant 6-foot scroll from his desk. "Pretty standard stuff. Just sign here, and the $900 are yours."