You are a Millionaire

A few minutes later, Al is at your house. You two sit down in the living room, both clutching a cup of coffee. "NOW. Down to business," Al says, sipping his coffee.

Al shows you some really nice houses. You call up your real estate agent. You can buy a big luxurious house, but it costs a ton. Or you could buy a smaller cozy house, which is a lot cheaper money-wise.

Well? Which will it be?