Can you Destroy the Debt?

At school today, I meet two girls on the basketball court. I tell one that I need a loan. She turns around and replies, "You need $40? Okay, sign this contract. Here's a pen." I sign the contract and give it back to her. "Okay, here's 40 dollars. See ya!"

1 Week Later

The kid from 2 months ago, the girl I made a deal with, and their friends gang up on me! "You owe us!" says the kid. "Take the drone."
"And your lunch is mine!" yells the girl.
Don't let debt get out of control!