Can you Destroy the Debt?

I quickly pack up all my clothes and run away from my house.

28 Years Later

I'm driving home from work, pull in to my driveway and I see the man from 28 years ago. He tells me, "Finally I found you. I've been looking for you for the last 28 years. And according to these terms, you owe me approximately $420,000! So, this house is mine!" You can't escape debt!
End Of Story